Partner programme

Refer a business.
Earn up to 50% of our fee.

Introduce clients who need growth finance, asset finance, property or working capital facilities. We do the structuring and the lender work. You track every referral live and get paid when the deal completes.

£165m+Funding arranged
650+Lenders on panel
FCARegulated via principal firm

What could a referral earn you?

Move the sliders. Figures are illustrative.
Typical GBF fee£22,500
Your tierGold 40%
You earn£9,000
Assumes a GBF fee of 1.5% of the facility. Actual fees vary by product and deal; your exact commission is shown on each referral. When you move up a tier, earlier deals that year are topped up to the new rate.
How it works

Four steps, and you can see every one

No chasing for updates. Your dashboard moves when the deal moves.

STEP 1

Tell us about the client

A short guided form. Company lookup fills most of it, and "not sure" is a fine answer to any figure.

STEP 2

We take it from there

Tom reviews within one working day, speaks to your client and runs the deal across our lender panel.

STEP 3

Track it live

See the stage, how many lenders are reviewing and your estimated commission. Lender names stay confidential.

STEP 4

Get paid

Commission is set at completion, topped up if you climb a tier, and paid in the monthly payout run once we receive our fee.

Commission

The more deals complete, the bigger your share

Your rate is set by how many of your referrals complete in your agreement year. Move up a tier and we top up every deal you completed earlier that year. It applies to our whole fee on each deal, including the lender commission and the client fee.

Bronze
1 deal
completed
20%
Silver
2 deals
completed
30%
Gold
3 or 4 deals
completed
40%
Platinum
5+ deals
completed
50%
Your client pays nothing extraYour commission comes out of GBF's fee, never added to the client's bill.
Covered for 12 monthsAny facility your client completes with us within 12 months of your referral earns you commission.
Climb and get topped upHit a new tier and your earlier deals that year are topped up. Your count restarts on your agreement anniversary.
What we fund

UK businesses from £100k to £50m

If a client needs funding and it fits one of these, it's worth a referral. Not sure? Send it anyway and we'll tell you quickly.

Business loans and growth capital

Expansion, refinancing, MBO and MBI, Growth Guarantee Scheme loans.

£100k - £5m

Asset finance

Vehicles, plant, machinery and equipment on HP or lease.

£25k - £10m per asset

Commercial property

Commercial mortgages, BTL portfolios, bridging and development.

£200k - £25m+

Working capital and ABL

Invoice finance, stock, trade and multi-asset asset-based lending.

£250k - £50m

Acquisition finance

Buying a business, buy-and-build, vendor-assisted deals.

£500k - £20m

Not sure what fits

Multiple needs or an unusual situation. We'll work out the structure.

Any size
Who refers to us

Built for the people clients already trust

Accountants

You see the funding gap in the management accounts before anyone else does.

Brokers and advisers

Pass on commercial deals outside your lane and keep the relationship.

Solicitors and corporate finance

Acquisitions, restructures and property deals that need debt alongside.

Consultants and networks

Business coaches, NEDs, sector bodies and member networks.

FAQs

Common questions

Do I need to be FCA authorised?

No. You introduce the client and pass on information. You don't advise on or arrange the finance. Your agreement sets out exactly what you can and can't say.

When do I get paid?

In the monthly payout run after we receive our fee, normally within 30 days of completion. You'll get a remittance and a self-billing invoice.

What if the client already knows GBF?

We check every referral against our records. If we've worked with the client in the last 12 months, we'll tell you before you submit.

Can my colleagues refer too?

Yes. Add your team and every referral counts towards your firm's tier. Only firm admins see payout details.

Will my client know I'm paid?

Yes. We tell clients that an introducer may receive part of GBF's fee. It's good practice and keeps everyone's trust intact.

What if the deal doesn't complete?

Nothing is owed either way. You'll see why in your dashboard, and any later facility within 12 months of your referral still counts.

Got a client who needs funding?

Apply in two minutes. Most partners are approved the same day.

Become a partner
GBFRefer
Growth Business Finance Ltd is a commercial finance broker, not a lender. GBF is an appointed representative of a principal firm authorised and regulated by the Financial Conduct Authority (FRN 936513). Commercial lending to businesses is not always regulated. GBF Refer is for business introducers only. Any finance is subject to status and lender approval.